Supply analysis requires tracking the full development pipeline:
Land Approval → Building Plan → Starts → Under Construction → Completions → CCC → Launch → Sales/Overhang
Each stage carries a lead time of 12–48 months, enabling forward projection of future supply pressure.

A. Supply Pipeline Framework

Land
Acquisition
12–18m
BP Approval
Building Plan
6–12m
Starts
64,843
Q1-Q3 2025
36–48m
Completions
69,303
Q1-Q3 2025
0–9m
CCC
Certificate
9m+
Overhang
28,672
Q3 2025

~250,000–300,000 units currently in pipeline (under construction)

Annual Supply Pipeline

Planned Supply vs Starts vs Completions

2024 starts of 106,236 units will complete in 2026–2028, forming a supply pressure wave. 2025 starts dropped 12.1% YoY — supply relief expected post-2027.
Key Signal: Starts contracted 12.1% in Q1–Q3 2025. The completion wave peaks in 2026–2027. New supply relief begins to register post-2027.

B. Forward Projection

Projected Completions 2026–2028

Based on 2022–2024 starts with 36–48 month lag

Supply peak expected 2026–2027, then relief as 2025 starts slow.

WIP vs Annual Absorption

~3.2 years of supply in pipeline at current absorption rates.

C. Overhang Deep Dive

Overhang by State (Q3 2025)

Overhang Trend 2018–2025

* 2025 Q3 includes serviced apartments — scope change.

Overhang by Price Band (1H2024)

Affordable (<RM300k) rivals mid-high end — overhang is no longer just a luxury problem.

Demand vs Supply Mismatch

Below RM300k: demand 53% vs supply 18% — 35pp gap. *Supply est.

Serviced Apartment vs Standard Residential

ItemServiced ApartmentStandard Residential
Legal UseCommercialResidential
Utility RatesCommercial (higher)Residential
MortgageSome banks: commercial loanStandard housing loan
Affordable QuotaLower or exemptMust meet state requirements
Developer Land CostLower (commercial)Higher (residential)
Maintenance FeeTypically higherTypically lower
Serviced apartments' commercial classification gives developers cost advantages but creates buyer disadvantages — higher utilities, harder financing, and questionable long-term value for owner-occupiers.

D. Developer Behaviour

Developers know overhang is severe. The answer lies in land cost structure and profit margin mathematics.

Developer Launch Price Mix (Est.)*

*Directional estimates based on annual reports.

E. State Policy Impact

Foreign Buyer Minimum Threshold by State

*Policies subject to change; refer to latest state announcements.

Higher thresholds ≠ healthier markets. Penang set RM3M floor, yet Median Multiple remains 4.6 — local buyers have not benefited.